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Blog

Travis Coulson | Nov 10, 2026

Retiring With $1 Million and a Pension? You Might Be Able to Spend More Than You Think

Retirement Planning
Tax Planning

Retiring With $1 Million and a Pension? You Might Be Able to Spend More Than You Think

If you retire with $1 million in savings and a pension, you may be able to

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a person standing on top of a mountain by NEOM courtesy of Unsplash.
Travis Coulson | Nov 2, 2026

Streamline Retirement Spending

Retirement Planning
Tax Planning

Why You'll Probably Never Spend Your Retirement Savings

You'll probably never spend your retirement savings, and there's a good chance it won't be because you

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Other | Oct 26, 2026

Will I Get Back What I Paid into Social Security?

Retirement Planning
Tax Planning
Social Security

Edited by Mark Warshawsky, former Deputy Commissioner, Social Security Administration

Will I get back what I paid into Social Security?

It depends on three things

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stacked gold bullion bars by Jingming Pan courtesy of Unsplash.
Loyd Stegent | Oct 9, 2026

A Gold Advocate Joins Treasury: What Judy Shelton's Arrival Could Mean for the Dollar

Investing

The U.S. government holds about 261.5 million ounces of gold. On its official books, all that gold is worth about $11 billion. At market prices, it's worth well

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Tropical beach on a sunny day
Travis Coulson | May 20, 2026

The Mistakes Rich People Make

Estate Planning
Tax Planning
Retirement Planning

Paul Karger, managing partner at TwinFocus overseeing $12 billion in assets, has identified recurring mistakes among the ultra-wealthy based on two decades of

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Travis Coulson | May 4, 2026

Protect Yourself from the Postmark Trap: Safely Mailing Your Tax Return

Tax Planning

For decades, taxpayers trusted a simple rule: if you mailed a tax return or payment by the deadline, the IRS treated it as timely filed. Recent U.S. Postal

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Travis Coulson | May 1, 2026

Beyond Big Tech: The Rise of Small Caps in 2026

Investing

The U.S. stock market in 2026 is telling two very different stories—and most investors are only hearing one of them.

On the surface, the S&P 500 continues to

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A couple on a dock looks at the ocean
Loyd Stegent | May 1, 2026

LLCs and Rental Property: When Married Couples Must File a Partnership Return

Tax Planning

Many married couples form an LLC to own rental property to obtain liability protection. After they create the LLC, they often ask an important tax question

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Do Not Leave Money On The Table, Common FAFSA Mistakes To Avoid
Loyd Stegent | Apr 21, 2026

The HSA Secret Most People Overlook

Tax Planning
Retirement Planning
Estate Planning

Health Savings Accounts (HSAs) are arguably the greatest way to save money. 

 

Unlike any other tax-advantaged account, they provide a triple tax benefit: 

  1. Contrib
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Don't Be Late, Apply To College Now
Loyd Stegent | Apr 20, 2026

Charitable Donations: A Potential IRS Trap

Tax Planning

If you donate clothing or household goods to charity, there’s an IRS trap you need to know about.

 

In a recent Tax Court case, a taxpayer lost a $6,760

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Travis Coulson | Jan 26, 2026

How Retirees Can Lower Their Medicare Premiums

Retirement Planning
Tax Planning

Many upper‑middle‑ and upper‑income retirees are surprised to find that their Medicare Part B and Part D premiums are higher than the standard amount. That

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Loyd Stegent | Jan 26, 2026

Why Serious Landlords Rely on the 1031 Exchange

Investing
Tax Planning

Serious real estate investors rely on the Section 1031 exchange because it allows them to grow wealth faster while legally deferring federal income taxes.

When

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Office

24 Greenway Plaza Suite 1507 
Houston TX 77046

Contact Info

P: (713) 840-9300
F: (713) 840-0012
E: loyd@stegentequity.com

     

Get in Touch

This firm is not a CPA firm. Registration does not imply a certain level of skill or training. Information presented is for educational purposes only and is believed to be factual and up-to-date. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. Nothing in this website should be construed as investment advice and does not take into consideration your specific situation. All investments involve risk. Past results do not guarantee future performance.

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